But what is the credit score? The credit score or credit score will allow you to access different credit tools and products, such as credit cards, personal loans with the best interest rates and mortgages. In other words, it will allow you to have financial leverage . The credit score is composed of a 3-digit number, which represents all your credit financial activity. This is used by financial institutions to predict a person’s payment possibilities, offer financial products, establish the interest rate on a loan or credit card, as well as its limit. A having a good credit score, you are providing a very clear message to the various entities: you finance personal healthy and disciplined , which means that these list @ to access the best credit products.Likewise, accessing a loan becomes important when you have personal aspirations , such as buying a property or a car, starting your own project or going on a trip, but you do not have enough funds to carry them out. For this reason, and many more, it is important to have a good credit score, later we will explain how to achieve it 💸!